When I insure my house, what cover does it actually include? Knowing what you get when taking out insurance cover for your house can prove to be more difficult than it seems. Ringing various companies and brokers is time consuming. It can also be confusing as different insurers may not be offering like-for-like products, requiring [...]
Windscreen cover is a benefit on most car insurance policies which covers the cost of repairing or replacing your car’s windscreen The process of making a windscreen cover claim is easy, fast and hassle-free. And best of all, availing of windscreen cover does not affect your No Claims Bonus – so you won’t lose any [...]
‘Fronting’ is a term that is become more widespread in insurance. It is most often used by young and inexperienced drivers as a means to drive down the cost of getting insured. A typical example involves a parent and a child where a parent takes out a policy in their own name but names the [...]
Open driving is a benefit that can be added to a car insurance policy that allows other people to drive your car For a small cost, you can have ‘Open Driving’ added onto your car insurance policy. It allows other people with full, clean licences between the ages of 25 and 70 to drive your [...]
For drivers, building up a no claims bonus is the best way to get a discount on the cost of car insurance – but how much do you really get off your premium? Well, it mainly depends on how many years No Claims Bonus (NCB) you have worked up by not claiming on your policy. [...]
As insured drivers, we normally take being able to drive other people’s cars for granted. However, it is not always as black and white and there is often lack of clarity about what is known as ‘driving other cars’ extension ‘Driving other cars’ cover is a policy extension which allows you as a main driver [...]
Below is a quick step-by-step guide to help new drivers understand the process of applying for a learner permit in Ireland If you want to start driving for the first time, you must first obtain a learner permit which is processed and issued by your local Motor Taxation Office (click here for an up-to-date list [...]
We are asked on occasion by callers if they can get insured under their own name on a car they don’t own Unfortunately, a driver who is not named as the owner on a car’s Vehicle Registration Certificate or Vehicle Licensing Certificate will not be able to take out a Car Insurance policy on that [...]
Being involved in a car accident is one of the last things you want happen to you. Like many of life’s unpleasant surprises, it can really put a dent in your plans and cause undue stress But knowing what to do should you be involved in a car accident can help a great deal in [...]
Motorists who are named drivers on another person’s insurance policy receive a letter of Named Driving Experience at renewal time Similar to a driver earning a No Claims Bonus on their own policy, named drivers can also earn what is called a letter of Named Driving Experience (NDE). The letter outlines key information about the [...]
