SimplyInsure.ie is Ireland’s leading broker where smart business come to get their insurance needs satisfied. Whether you are a small business or a large multinational, we cater for companies of all sizes and industries. Our commercial team will assess all of your needs and put together a policy that gives complete cover. Our standard policies include protection for buildings and their [...]
Professional Indemnity Insurance is a type of liability cover which indemnifies businesses against by acts of negligence, error or omission on their part that cause financial losses for a third party Essential for the professions, Professional Indemnity (PI) Insurance provides cover against damages caused by a business to a third party. Such instances that come [...]
Keeping with the theme of business insurance, we are taking the opportunity to talk about Employers Liability Insurance and how it is beneficial for employers who hire people Employers Liability Insurance is a product that covers employers should they be found negligent in the event where an employee gets killed, injured or contracts an illness [...]
Public Liability Insurance is vital for any business owner and protects your business from financial losses arising from a third party sustaining an injury on your premises or if you damage third party property while on business Public Liability (PL) Insurance is one of many types of commercial insurance that can be taken out a [...]
Underinsuring your home may cut the cost of House Insurance but it could cost you dearly when you need it most With the economy still struggling and money being tight, everyone is trying to reduce costs and making sacrifices to reduce costs to an absolute minimum. But cutting away from your house insurance cover just [...]
By law, anybody who gets behind the wheel has to be insured. But is there an equal obligation for homeowners to take out a House Insurance policy for their property? The short answer is no. There is nothing in law to say that a property owner must take out a house insurance policy. Even so, [...]
An excess is the sum of money which is paid whenever a claim is made on an insurance policy Normally, the policy excess is deducted from the total settlement that a claimant receives from an insurer. This deduction covers the expense associated with assessing a claim, in particular, administration costs and paying a loss adjuster [...]
Understanding the benefits of All Risks Cover on your insurance policy All Risks Cover is an optional benefit that can be added to a House Insurance policy. It provides cover on personal effects that are regularly taken out of the home. Like any contents kept inside, this benefit insures against loss, theft or accidental damage [...]
Accidental Damage (AD) cover is a great benefit that can be added to a House Insurance policy As the term ‘accidental damage’ suggests, it insures against damage caused accidentally to either the property or any of its contents which costs money to replace. In general, most insurance companies offer AD cover for buildings as standard [...]
Contents Insurance is a special type of insurance that covers just the contents of a property A contents only policy is normally taken out by those who are renting from a landlord, but it can be taken out by people who own their homes too. This form of House Insurance insures any possessions not permanently [...]
