What is fronting and why it’s not a good idea ‘Fronting’ is a term that is become more widespread in insurance. It is most often used by young and inexperienced drivers as a means to drive down the cost of getting insured. A typical example involves a parent and a child where a parent takes [...]
We are asked on occasion by callers if they can get insured under their own name on a car they don’t own Unfortunately, a driver who is not named as the owner on a car’s Vehicle Registration Certificate or Vehicle Licensing Certificate will not be able to take out a Car Insurance policy on that [...]
By law, anybody who gets behind the wheel has to be insured. But is there an equal obligation for homeowners to take out a House Insurance policy for their property? The short answer is no. There is nothing in law to say that a property owner must take out a house insurance policy. Even so, [...]
It can be a pain sorting out car insurance for the whole family. Everybody has different renewal dates and needs which often results in countless phone calls to all and sundry. You just want things to be simple … So that’s why we offer reductions off insurance premiums for those who insure multiple cars with [...]
An excess is the sum of money which is paid whenever a claim is made on an insurance policy Normally, the policy excess is deducted from the total settlement that a claimant receives from an insurer. This deduction covers the expense associated with assessing a claim, in particular, administration costs and paying a loss adjuster [...]
Understanding the benefits of All Risks Cover on your insurance policy All Risks Cover is an optional benefit that can be added to a House Insurance policy. It provides cover on personal effects that are regularly taken out of the home. Like any contents kept inside, this benefit insures against loss, theft or accidental damage [...]