Simply Insure https://www.simplyinsure.ie Making insurance simple! Fri, 02 Dec 2016 16:56:04 +0000 en-GB hourly 1 Essential Tips For Motorists Driving On Winter Roads https://www.simplyinsure.ie/essential-winter-driving-tips Mon, 21 Nov 2016 20:38:45 +0000 https://www.simplyinsure.ie/?p=5412 Essential Tips For Motorists Driving On The Roads This Winter 1. Check your Tyres: Checking your tyres is essential in order to give you the best chance in extreme weather conditions this winter, tyres should be at least the minimum legal thread depth of 1.6mm and should be changed if anywhere near the minimum to […]

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Essential Tips For Motorists Driving On The Roads This Winter

1. Check your Tyres:

Checking your tyres is essential in order to give you the best chance in extreme weather conditions this winter, tyres should be at least the minimum legal thread depth of 1.6mm and should be changed if anywhere near the minimum to give the motorist more grip, avoid getting penalty points and more importantly staying on the road.

2. Make sure all lights on your vehicle are in working order:

As daylight is at a minimum over the winter months and with frequent fog and other extreme winter weather conditions its essential for motorists to make sure all  headlights and taillights are in working order so motorists are easily seen. Lights that are not working should be made a priority to get fixed as failure to do so could result in penalty points and a telling off from An Garda Siochana.

3. Your Brakes:

Make sure brakes are in good working order and that brake pads are not worn below recommended levels, get this checked by your garage or a mechanic if you feel they are and have them replaced.

4. Distance:

Make sure you allow extra distance between you and the car in front as it takes longer to step a vehicle during the winter months when temperatures dip.

5. Make sure you can clearly see:

Before you set off on your journey make sure all windows and mirrors are de fogged and de iced otherwise this can lead to poor visibility which can effect your driving ability on the road.

6. Beware of Black Ice:

Black Ice is one of the winters biggest hazard’s as it is difficult to see. If you do hit black ice, your first reaction must be to remain calm and avoid hitting the brakes . The general rule is do as little as possible, ease off the accelerator and try keep the steering wheel straight as the car passes over the ice.

7. Breakdown:

Motorists need to take great care if their vehicle breaks down on their journey, if the vehicle does happen to breakdown pull the vehicle as far as you can in off the road and turn on your hazard lights. If you do have breakdown cover on your policy contact them when safe to do so to arrange a call out. If you cant locate the breakdown number you will find it on our website under the motor rescue.

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Tips For First Time Learner Drivers https://www.simplyinsure.ie/tips-first-time-learner-drivers Fri, 07 Oct 2016 09:39:10 +0000 https://www.simplyinsure.ie/?p=5380 Tips For First Time Learner Drivers So you’ve passed your theory test and got your learner permit. Congratulations! Next step is getting insured for the first time. Here at Simply Insure, we know getting on the road for the first time can be pretty expensive so we’re here to simplify things for you and save […]

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Tips For First Time Learner Drivers

learner driver tips

So you’ve passed your theory test and got your learner permit. Congratulations! Next step is getting insured for the first time. Here at Simply Insure, we know getting on the road for the first time can be pretty expensive so we’re here to simplify things for you and save you money!

Getting your premium down

Generally, First-Time car insurance can be pretty expensive for a number of reasons. Not having a No Claims Bonus or not having  any Named Driving Experience, can also affect your premium greatly. Luckily, we have some tips to help get your premium down!

· Choose your first car wisely. Smaller cars with smaller engines are generally a lot less expensive to insure and are more cost efficient to run, win win!

· Make sure you talk to a broker about what cover you actually need and they can advise you appropriately so you won’t end up paying extra.

· Keep up-to-date on the resale value of your car, you might be over-insuring it!

· Improve your cars security by installing an appropriate car alarm could help to reduce your premium.

· Calculate how many kilometers you would drive in a month and multiply by 12, you could be over-estimating your mileage and paying extra for it!

· Be careful if buying a car with unnecessary modifications, eg; body kits, modified and re-tuned engines etc. as they might increase your premium significantly!

· Try adding a driver with recorded driving experience to your policy, this might help in bringing your premium down. Examples, parent, partners or spouse.

· Choosing a higher voluntary excess will help to bring down the cost of your car insurance premiums because the insurer won’t have to pay out so much in the event of a claim. But, on the flipside, this means that you’ll be the one coughing the extra cost if you have to claim.

· Check with your broker if there are any discounts given for bundling your insurance together, such as car and home, this might help get you a cheaper premium.

· If you get your 12 certified lessens from your driving instructor, make sure to mention this to your broker as this could lead to a reduced premium.

Know the Law

Penalty points can also impact your premium greatly, so know the law so you can avoid getting them.

Failure to display L-plates will get you two penalty points. Driving unaccompanied by a full-licence driver if you only hold a learner permit is also worth 2 penalty points. Remember that penalty points are usually accompanied by a hefty fine so best be cautious! Speeding is another one to watch for.

Luckily, An Garda Síochána have made available a number of safety camera locations, which can be seen here http://www.garda.ie/GoSafe.htm

Full list of road safety rules and list of offences that incur penalty points can be found here http://www.rsa.ie/RSA/Licensed-Drivers/Penalty-points/

Fronting, be careful

What is fronting? Fronting is an illegal car insurance practice whereby an older driver – often a parent – tries to save money by saying they’re the main user of a vehicle driven by a younger or other high-risk motorist.

For more advice on how to save you money and get you motoring, why not get in contact with us today.

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Securing Car Insurance Policies in Ireland is Easier than You Think https://www.simplyinsure.ie/securing-car-insurance-policies-ireland-easier-think Tue, 29 Sep 2015 10:00:15 +0000 https://www.simplyinsure.ie/?p=4902 Securing Car Insurance Policies in Ireland is Easier than You Think When purchasing a vehicle from either a private owner or at a dealership, the seller will recommend taking out an insurance policy for it. Current car owners, however, endure some potholes on that front, thus requiring assistance from a party highly knowledgeable about car […]

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Securing Car Insurance Policies in Ireland is Easier than You Think

When purchasing a vehicle from either a private owner or at a dealership, the seller will recommend taking out an insurance policy for it. Current car owners, however, endure some potholes on that front, thus requiring assistance from a party highly knowledgeable about car insurance in Ireland.

Insurance
Situation

It’s only natural to search for an insurance company that can offer you the lowest possible car insurance quotes. Unfortunately, it can be a tad difficult to do so on your own. Joe Leogue of the Irish Examiner said such was the case involving Liam Coleman of Belgooly, County Cork.

In an interview, Coleman laments that he spent two weeks calling up several insurers about buying a new policy for his VW Transporter family van. The vehicle’s existing policy lapsed off during his search, and the then-insurer ruled out a renewal due to new corporate directions that didn’t include covering nine-seater family vans. The van was the Colemans’ only vehicle. Both Mr. Coleman and his wife used it as fully-licenced drivers, and they’ve never filed a claim for it, despite the auto tax totalling €1,000 every year.

Another Way In

The above case is tailor-made for a company like Simply Insure to help you secure a workable car insurance policy. First, you need to fill out an online form with your basic personal details, employment information, drivers’ licence, and the registration details of the vehicle you want to insure. Take care to include other items such as how many people use the vehicle and the presence of anti-theft devices; some insurers find favour in the machines’ importance.

Your insurance broker will then discuss your application with you to gain a better understanding of your needs. After this, your broker will negotiate with insurers on your behalf. You will then be provided a list of the insurance companies that offer you coverage. Take the time to discuss your options with your broker to help you choose the policy that provides the best coverage at the best rates.

No-nos

Even if there’s considerable progress in securing a car policy, there are still red flags you must avoid when the policy is in place. The Consumers Association of Ireland stresses that insurers should be informed by letter if there are any changes to the vehicle. These changes can increase or reduce premiums. Some insurers are known to invalidate policies upon learning that aftermarket parts were installed on the vehicle.

Purchasing a car is a large investment, and should be protected as such. If you would like to purchase a new policy for your vehicle, do not hesitate to get in touch with a trusted insurance brokerage.

Sources:

VIDEO: Family struggle to find insurer for nine-seater car, Irish Examiner

Insurance alert: Tiny modifications to cars can wipe out cover, Irish Independent

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Top Reasons to Take Out Comprehensive Home Insurance in Ireland Today https://www.simplyinsure.ie/top-reasons-take-comprehensive-home-insurance-ireland-today Tue, 15 Sep 2015 10:00:06 +0000 https://www.simplyinsure.ie/?p=4895 Top Reasons to Take Out Comprehensive Home Insurance in Ireland Today Rare is the house that doesn’t have any insurance policy tied to it whatsoever. After all, home insurance policies provide homeowners a certain level of security and protection. If you have yet to take out a policy on your home, be sure to arrange […]

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Top Reasons to Take Out Comprehensive Home Insurance in Ireland Today

Rare is the house that doesn’t have any insurance policy tied to it whatsoever. After all, home insurance policies provide homeowners a certain level of security and protection. If you have yet to take out a policy on your home, be sure to arrange for one with the help of a trusted home insurance broker in Ireland such as Simply Insure—and now is undoubtedly one of the best times to do so.

 

House
The National Consumer Agency reported that home insurance premiums fell between 5 and 15 per cent in the past year. The main exception to the drop was the content-only coverage that must be applied for when covering properties to let.

Those interested in purchasing a new policy should act quickly. Analysts are predicting home insurance prices to rise in the near future. Sitting down with your preferred broker should help expedite the process.

What and Where?

Discussions with your preferred insurer will partly focus on the type of property you have and its general location whilst accounting for market rates in that area. Many insurance brokers accept online application forms, which will require important data such as the amount of buildings and contents cover, and the type of heating system used in the residence. From there, the broker will analyse and arrange a suitable premium for your property with their partner insurance providers.

Gaps

Shopping around with your preferred insurance broker may still be amenable, especially when you discover that your property reaps several quotes that have wide disparities at both ends.

The same National Consumer Agency report noted, for example, a three-bedroom bungalow in Midleton, Cork. The home had estimated rebuilding costs pegged at €200,000 and content cover at €50,000. When showed through a number of insurers, the lowest quote was offered at €254 with the highest offer tagged at €700. Taking the time to shop around can save you hundreds of euros in the long run.

Discounts

Your preferred insurer may deduct a few more euros from the premium after the property is evaluated for some favourable items of interest, such as security and fire-protection devices. Recent trends in energy efficiency can also be a factor in future evaluations, if you can show that the property is well-insulated from the elements, or has recently installed energy-efficient systems.

Finding an affordable home insurance quote is never too difficult as long as you’re upfront about the state of your home and your finances. When you take up your options through a reputable brokerage such as Simply Insure, things may change for the better, so why not take out a comprehensive policy today?

Sources
National Consumer Agency publishes latest home insurance comparison survey showing savings of up to €421, National Consumer Agency
Costs of insurance likely to rise again: Experts, Irish Examiner, 26 June 2015

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Car Insurance Tips: What You Need to Know to Reduce Your Premiums https://www.simplyinsure.ie/car-insurance-tips-need-know-reduce-premiums Wed, 12 Aug 2015 01:53:06 +0000 https://www.simplyinsure.ie/?p=4885 When you’ve got a car, there are several factors that eat up a lot of your budget in maintaining it. The main expense is, of course, petrol. However, the next biggest outlay for your car is the insurance. The roads are never a hundred percent safe, and getting into an accident will result in damage […]

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When you’ve got a car, there are several factors that eat up a lot of your budget in maintaining it. The main expense is, of course, petrol. However, the next biggest outlay for your car is the insurance. The roads are never a hundred percent safe, and getting into an accident will result in damage that needs to be repaired and injuries that require medical attention. Fortunately, it’s possible to lower the amount you have to pay in your insurance premiums. Here are a few tips.

Car Insurance Tips What You Need to Know to Reduce Your Premiums

Know How Your Premiums are Calculated

The most important step that you can take when getting car insurance quotes from companies like Simply Insure is to ask them how they calculate the premiums. There are a lot of conditions involved into deciding how much you’ll pay. Most of the time, the people calculating your premiums have a checklist to see what adds or deducts to your premium.

For example, insurance providers often have multiple packages like home and health insurance along with their car insurance. If you already have a policy with them, you can probably get a discount on additional plans. Other conditions that can lower your premiums are also likely to be available. Be informed of these and try to meet as much of these criteria as possible.

Know More about Your Car

The next thing you need to know about is your vehicle. Car insurance is usually taken out to pay for repairs to your vehicle. Knowing exactly how much your car is worth can influence your decision on which plan to purchase. If your car is more valuable than the plan’s price, then you better choose the plan. However, the reverse is also true; car values sharply decline over the years, and you may actually be overpaying for your car’s insurance.

Remember that the money you receive from your insurance will be equal to the car’s current value, not when it was brand new. Renegotiate your premiums as needed. Other factors about your car that can lower your premiums are the size of your engine and the safety features installed.

Be Protected

Car insurance may seem expensive, but with the right knowledge, you can make it affordable. Visit your local insurer to find out more.

 

Sources:

Handy tips to help cut your car insurance, TheJournal.ie

Tips to help reduce your insurance, CarsIreland.ie

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Your Home Insurance and You: Why Getting Home Protection is Important https://www.simplyinsure.ie/home-insurance-getting-home-protection-important Tue, 04 Aug 2015 01:45:03 +0000 https://www.simplyinsure.ie/?p=4881 Homeowners in Ireland (and everywhere else) definitely do not wish for disaster to befall their homes, but no one can predict the future. Your home may experience fires or flooding, which would require a lot of money to repair. Though your savings can mitigate some of the cost, having them wiped out would be bad […]

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Homeowners in Ireland (and everywhere else) definitely do not wish for disaster to befall their homes, but no one can predict the future. Your home may experience fires or flooding, which would require a lot of money to repair. Though your savings can mitigate some of the cost, having them wiped out would be bad news; if the damage is really bad, your savings may not be enough. That’s where your insurance can help you out.

Your Home Insurance and You Why Getting Home Protection is Important

What it Protects You From

Learning more about home insurance helps you understand why exactly you need it. Right now, there are four kinds of insurance that are connected with homes. The first type is the one that you’ll probably need most: building insurance. As a rule of thumb, building insurance covers anything that you can’t take with you when you move homes. This includes the building itself, rooms, permanent fittings, and surrounding features like sheds and the garden. Damage from fire, floods, riots, burglary, and other causes are covered, though there are exemptions (e.g. no flood coverage in areas prone to flooding).

The second kind of home insurance involves the contents of your house, which include movable objects like furniture. Content insurance usually covers the amount you need to replace any items that were stolen or damaged. There are some limits, though; for example, if it’s your car that gets damaged at home, then it’s under your car insurance. This insurance also won’t cover your loss if you’ve left your home alone for more than 30 days. This type of insurance is often taken as a separate item if you’re only renting the house, but it can be folded into one package for your convenience.

The remaining two kinds of home insurance are mostly optional, though they can be useful to have. All-risk cover insurance protects personal valuables that can be stolen or lost inside your home and out, including jewellery and other heirlooms. The insurer will either pay you off with cash or pay for the repairs and replacement. On the other hand, liability insurance protects the people working on your home. For example, if your plumber meets an accident and blames you for it, liability insurance will cover the costs.

Getting Some Protection

With all of the aforementioned benefits, getting home insurance quotes from insurers like Simply Insure should be on top of your to-do list. Get in touch with them today to ensure your home remains safe and protected.

 

Sources:

Do you need homeowners insurance?, HowStuffWorks

Buildings insurance – Do you need it?, The Money Advice Service

Home insurance, ConsumerHelp

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Car Insurance in Ireland: Get to Know the 3 Available Types of Cover https://www.simplyinsure.ie/car-insurance-ireland-get-know-3-available-types-cover Thu, 09 Jul 2015 06:34:13 +0000 https://www.simplyinsure.ie/?p=4818 Finding the right car insurance provider can be confusing for many residents in Ireland – there are simply too many options available. Understanding the different types of coverage that car insurance providers offer, and knowing how much they cost can help clear up most of the confusion. Below, you will find basic information on the […]

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Finding the right car insurance provider can be confusing for many residents in Ireland – there are simply too many options available. Understanding the different types of coverage that car insurance providers offer, and knowing how much they cost can help clear up most of the confusion. Below, you will find basic information on the different types of cover to help with your effort.

Car Insurance in Ireland Get to Know the 3 Available Types of Cover

Third-Party Cover

Third party cover is the minimum car insurance cover required by law. If you are at fault in an accident, this type of insurance pays the other party for the cost of damages that he or she suffered, including property damage, injury, and death. It also includes coverage for the other party’s financial losses arising from injuries from the accident, including medical expenses and loss of income. Third party cover offers no pay-out for damage on your own car from an accident where you are at-fault, or for your losses in case of fire or theft.

Third Party, Fire, and Theft Cover

This type of cover protects you from the loss or damage of your vehicle through fire or theft. Optional extras may be offered, such as windscreen breakage cover, but damage from accidents where you are at fault is still not covered. Third party, fire, and theft coverage is a voluntary type of cover, and is the most popular form of car insurance in Ireland.

Comprehensive Cover

Like third party, fire, and theft cover, comprehensive coverage is voluntary, but unlike the former’s limitations, it practically covers you for almost any type of damage regardless of how it was incurred or who was at fault. This includes windscreen insurance, loss of personal belongings from the car, life/accident insurance, etc. When it comes to damages, comprehensive cover can provide a vehicle owner with complete peace of mind.

Insurance costs vary across the different types of coverage involved. Car insurance providers may offer different rates for their policies, despite offering the same coverage, so you have to be prepared to do some shopping around to find the best ones. There are many ways to do this, but the easiest way is to talk to an insurance broker who can manage the task for you. This will allow you to shop for the best car insurance policy at your convenience, with help from the most informed professionals.

Car Insurance Broker in Ireland

Trusted car insurance brokers like Simply Insure are adept at matching car owners with the right insurance providers to fit their needs. Contact them for car insurance quotes if you’re ready to move forward with your coverage purchase.

 

Sources:

Motor insurance, Citizens Information

Car insurance, Consumer Help

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Home Insurance and Other Concerns: The Biggest Regrets of Homebuyers https://www.simplyinsure.ie/home-insurance-concerns-biggest-regrets-homebuyers Mon, 06 Jul 2015 06:26:14 +0000 https://www.simplyinsure.ie/?p=4814 “If I could do it all over again, I would.” You’d be surprised at the number of homebuyers who have thought this after a home purchase. Some come to this realization many years down the road, while others, almost instantaneously. In the U.S., one in four get “buyer’s remorse” after a home purchase; while in […]

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“If I could do it all over again, I would.”

You’d be surprised at the number of homebuyers who have thought this after a home purchase. Some come to this realization many years down the road, while others, almost instantaneously. In the U.S., one in four get “buyer’s remorse” after a home purchase; while in the U.K., this figure is a close one in five.

Home Insurance and Other Concerns The Biggest Regrets of Homebuyers

Fortunately, this doesn’t seem to be the case in Ireland, where there are more people owning their own homes than any other European Union country, and with most not experiencing any problems with the home buying process. However, this does not exempt Irish people from making the same mistakes that many around the world do.

James Daley of Which? Money says that buying a house is constantly on top of the list of the most stressful events in one’s life, given that it’s likely to be the biggest purchase you’ll ever make. With that in mind, it pays to know what homeowners today regret the most to avoid making the same mistakes.

Not Knowing the Neighbourhood

It’s worth doing extensive research on your potential new neighbourhood. Remember, this is where you’ll be spending most of your time in for many years. If you find a property that piques your interest, try to know the neighbourhood more intimately. Check whether it’s near noisy locations. Drive around the streets during rush hour to see how busy they can get. Identify nearby establishments and facilities and check if they’re a good fit to your lifestyle.

Not Asking Questions

You’ll likely be working with a real estate professional in your home buying journey. This means you have immediate access to a veritable pool of very helpful real estate information. Staying quiet doesn’t help you, so regardless of how obvious the answer to a question may be, if you’re not sure, ask.

Not Obtaining Home Insurance

Home insurance is very important to protect your property from life’s unexpected turns, such as fires, floods, and theft. The consequences of not having any home insurance can be devastating. For instance, should your property be flooded or burned down in a fire, and you do not have adequate coverage, you may end up with nothing but the proverbial clothes on your back.

Don’t let these costly mistakes happen to you. It is not difficult to find a home insurance quote that matches what you’re looking for, through the services of insurance brokers like Simply Insure. You simply need to go to their website to see what the top insurance providers in Ireland have to offer. Make sure you go into the home purchase process well-informed and fully ready, to avoid future regrets.

 

Sources:

Avoiding problems (How to avoid making mistakes), Just Landed

1 in 4 American Homeowners have Buyer’s Remorse About Current Home, According to Nationwide Survey, Redfin.com

One in five Britons regrets house-buying mistakes, The Telegraph

From wrong mortgage to living next to an airfield: How one in five homebuyers are plagued by regrets, The Daily Mail

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Are You Aware of Car Insurance Price Increases? https://www.simplyinsure.ie/aware-car-insurance-price-increases Tue, 23 Jun 2015 14:58:32 +0000 https://www.simplyinsure.ie/?p=4717 Did you know that there was an increase of 16% in the last 12 Months for Car insurance? That’s quite a jump and drivers are being warned that premium rates will keep rising in 2015. This increase has taken place as a result of insurance companies competing in a price war which left them making […]

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Did you know that there was an increase of 16% in the last 12 Months for Car insurance? That’s quite a jump and drivers are being warned that premium rates will keep rising in 2015. This increase has taken place as a result of insurance companies competing in a price war which left them making losses. Something had to give and one of the main domestic insurers saw its shares fall by 9pc on the Irish Stock Exchange yesterday after it warned investors that the insurance market “remains challenging”.

Car insurance premiums rose by 2pc in the month of April, but rates are now up 16% for motor insurance compared with figures a year ago. This is bad news for motorists who paid an average premium of €500 in 2014 compared with this years average premium at €580.

It is younger drivers who are being hardest hit by the higher cost of getting cover. This has happened because insurers have been hiking premiums for months now after a failed price-war led by RSA Ireland and its online operation 123.ie meant they sold policies too cheaply, and did not put sufficient reserves aside to cover claims.

One main domestic insurer said yesterday it was cancelling its dividend to shareholders. Its share price fell sharply after it said it had lower premium income in the first three months of this year.
Another leading insurer warned drivers to expect premiums increases of up to 20pc this year. He said more traffic on the roads mean more collisions.
Insurers have also found that the cost of settling claims is rising due to more people using lawyers to make claims.

The problem stems from insufficient funds being set aside for reserves and it is the car owners who are going to have to make up the shorfall.

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Car Insurance in Ireland: Three Types of Coverage You Can Choose From https://www.simplyinsure.ie/car-insurance-ireland-three-types-coverage-can-choose Thu, 11 Jun 2015 06:43:00 +0000 https://www.simplyinsure.ie/?p=4732 If car owners in Ireland would just take the time to look, they may save a lot of money from car insurance premiums. According to the Competition and Consumer Protection Commission (CCPC), car owners may save up to €1250 off their annual car insurance premiums simply by shopping for the right provider. This is not […]

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If car owners in Ireland would just take the time to look, they may save a lot of money from car insurance premiums.

According to the Competition and Consumer Protection Commission (CCPC), car owners may save up to €1250 off their annual car insurance premiums simply by shopping for the right provider. This is not conclusive, though, as possible savings still depend on the type of coverage and other insurance details. Findings from the CCPC showed that quotes for comprehensive coverage may have a difference of €1,249 between companies, while third party fire and theft coverage may differ by up to €975 between providers.

Car Insurance in Ireland Three Types of Coverage You Can Choose From

The law requires you to have auto insurance if you drive a motor vehicle in the country. Driving without insurance is considered a criminal liability, which could cause you penalty points, heavy fines, and possible driving disqualification.

Types of Coverage

There are three basic types of coverage provided in Ireland—comprehensive cover; third-party, fire, and theft cover; and the third-party cover.

Comprehensive insurance is the most extensive type that covers all possible situations. Usually applied to new vehicles, coverage under this type of insurance varies between providers, but it typically pays you for repair and breakdown services, whether the claims were made by you or a third party. It also pays for theft and stolen items inside the car, as well as damage to property, whether yours or a third party’s.

Meanwhile, a third-party, fire and theft policy typically pays you for losses from fire or theft, as well as personal injury claims from another party.  A third-party cover, on the other hand, is the most basic auto insurance type that only provides for losses of other drivers or property owners. When you get into an accident involving other vehicles, and you admit fault, a third-party coverage can pay for the other parties’ expenses, but not your own.

Most motor insurance policies have an “excess” clause that obliges the insured to pay a portion of any claim, mostly up to a hundred euros. The excess amount also helps determine premium cost. The lower the excess, the higher the premium, and vice versa.

On the provider’s side, a number of factors are considered when presenting car insurance quotes, including the driver’s experience, previous driving convictions and penalty points, and the main use of the car.

Those looking for insurance should bear in mind that different providers could offer different rates, even with the same factors considered, so it pays to shop around. The best insurance brokers like Simply Insure have user-friendly online tools that make it easy for shoppers to compare rates and find the coverage that suits their needs and budget.

 

Sources:

Savings of €1,250 by shopping around for car insurance. Irishtimes.com

Car insurance. Consumerhelp.ie

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